INTRODUCTION:

Many Business Plans are produced in the U.S. annually. Rarely does a business opportunity emerge that has the potential to be a national force in the Property and Casualty Industry within simply a few years.  That is precisely the potential of the business that you are about to learn about.  It is the result of years of intensive research and exploration by the Founder and the resulting business model and its potential are significant by any standard.  The emerging business we are speaking of is named Prepaid Home Deductible, LLC.  It should be noted early on by Investors that this business has the potential to return 45+% bottom-line profit – an almost unheard-of accomplishment for a startup.

​

BUSINESS CONCEPT:                                    

PHD provides its Members and Contractors with a means of paying in advance for the Deductible portion should they sustain a casualty loss.  Because it is now Texas State Law that it is a misdemeanor criminal violation to fail to pay the deductible, it is to their genuine wellbeing to take advantage of this very profitable business opportunity.

​

PHDtm is the single most exciting option for homeowners who face larger deductibles. Dealing with increasingly volatile weather, carriers are scrambling to limit their loss exposure.  With complex endorsed exclusions that are designed to reduce coverage for damages once paid, the deductible increases out of pocket expense every time the Homeowner files a property damage claim.